Disclaimers

The information provided by Sam the Money Guru Mama (“I,” “me,” or “my”) on moneygurumama.com and (the “Site’) and the resources available for download through the Site are for educational and general informational purposes only.

All information on the Site is provided in good faith and every reasonable effort has been made to ensure that the information provided is as accurate and complete as possible and free from errors; however, the Site assumes no responsibility for errors, omissions, or contrary interpretation, and makes no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on the Site.

Under no circumstance shall I be held liable for any special, direct, indirect, consequential, or incidental loss or damage or any damages of any kind incurred as a result of the use of the Site or reliance on any information provided on the Site.

By using the Site, you accept full personal responsibility for any harm or damage you suffer as a result of your actions arising out of or in connection with the use of the Site or its content.

You agree to use judgment and conduct due diligence to verify any information obtained from the Site before taking any action or implementing any suggestions or recommendations set out on the Site.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site.

I reserve the right to make additions, deletions, or modifications to the contents on the Site at any time without prior notice.

I do not warrant that the Site is free of viruses or other harmful components.

Any perceived slights of specific persons, peoples, or organisations are unintentional.

Any product, website, and company names mentioned on the Site are the trademarks or copyright properties of their respective owners. I are not associated or affiliated with them in any way.

The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with me. The Site does not guarantee the accuracy, adequacy, relevance, validity, reliability, availability, timeliness or completeness of any information on these external websites.

I may have a financial relationship with some of the merchants I mention.

Some links may be affiliate links, which means I may get compensated at no extra cost to you if you make a purchase through a link.

Please refer to my disclosure below for further information.

Disclosure

I may have a financial relationship with some of the merchants I mention.

I may accept compensation for advertising and sponsorships from merchants, commercial partners, and ad networks.

Moneygurumama may contain affiliate links, which means I may get compensated/earn a commission at no extra cost to you if the affiliate links are utilized to make a purchase.

My editorial content, including the advice I provide for educational purposes and the opinion I express on products, services and merchants is not influenced in any way by advertisers or affiliate partnerships and the integrity of my content is in no way compromised by such financial relationships.

I only advertize and affiliate with products, services, and merchants that I believe will provide value to my readers. I only endorse products, services and merchants that we have personally used or tested and consider of the highest quality standard.

It remains solely your personal responsibility to conduct your own investigation and due diligence to determine whether to purchase an advertised or affiliate product or service.

You will not rely on any recommendation, reference, or information provided by me and I cannot be held liable or responsible for any damages resulting from your purchase.

Financial disclaimer

The Site does not contain financial or tax advice. The information contained on the Site and the resources available for download through the Site is not intended as, and shall not be understood or construed as, financial or tax advice.

The information contained on the Site and the resources available for download through the Site are for educational and general informational purposes only and do not constitute advertising, a solicitation, or financial advice.

Before taking any bespoke actions based upon such information, I expressly recommend that you seek advice from a licensed financial advisor, tax advisor, accountant, or other financial professionals in your jurisdiction.

Your use of the Site is solely at your own risk and you expressly agree not to rely upon any information contained in the Site or in the resources available for download through the Site as a substitute for professional financial and tax advice.

Under no circumstance shall be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the contents of the Site and/or as a result of failing to seek competent advice from a financial or tax professional.

The information contained on the Site and the resources available for download through the Site is not intended as, and shall not be understood or construed as, professional advice.

Your use of the Site, including implementation of any suggestions and/or recommendations, set out in the Site and/or use of any resources available for download through the Site, does not create a professional-client relationship.

I expressly recommend that you seek advice from a professional. You agree not to rely upon any information contained in the Site or in the resources available for download through the Site as a substitute for professional advice.

Under no circumstance shall I be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer in respect to any actions taken or not taken based on any or all of the contents of the Site and/or as a result of failing to seek competent advice from a professional.